Global Risk-Free Reference Rates

Benchmark Rate API.

Retrieve current risk-free reference rates that replaced LIBOR. Access SOFR, SONIA, ESTR, TONA, and SARON with daily changes, previous values, and administrator information.

Free tier, no card< 200ms responses99.9% uptime SLA
GET/v1/benchmarkratelive
Response200 OK · sample
{
  "status": "ok",
  "error": null,
  "data": {
    "rate": "SOFR",
    "name": "Secured Overnight Financing Rate",
    "currency": "USD",
    "region": "United States",
    "administrator": "Federal Reserve Bank of New York",
    "value": 4.32,
    "date": "2026-02-04",
    "lastUpdated": "2026-02-05T05:00:00.000Z",
    "change1d": -0.01,
    "changeDirection": "down",
    "previousValue": 4.33,
    "previousDate": "2026-02-03"
  }
}
Sample response · verify to run one live call, no signup
Integrates with your favorite tools
LangChainn8nZapierMakePipedreamPower AutomatePostman

Benchmark Rate API

Retrieve current risk-free reference rates that replaced LIBOR. Access SOFR, SONIA, ESTR, TONA, and SARON with daily changes, previous values, and administrator information.

  • SOFR, SONIA, ESTR, TONA, SARON rates
  • Daily updates from official sources
  • Daily change and direction tracking
  • Administrator and source information
  1. 1

    Send one request

    A single authenticated GET with the location you care about — no SDK required.

    GET /v1/benchmarkrate?query=
    x-api-key: your_key
  2. 2

    We do the aggregation

    Each request pulls from multiple upstream sources and computes the derived fields for you.

  3. 3

    Get clean JSON back

    One structured object, typically under 200 ms — ready to render.

    { rate, name, currency, }

Everything in a single call.

/v1/benchmarkrateapplication/json
rate"SOFR"
name"Secured Overnight Financing Rate"
currency"USD"
region"United States"
administrator"Federal Reserve Bank of New York"
value4.32
date"2026-02-04"
lastUpdated"2026-02-05T05:00:00.000Z"
change1d-0.01
changeDirection"down"
previousValue4.33
previousDate"2026-02-03"

What developers build with it.

Real applications shipping on this endpoint today — each with the numbers that made it worth wiring up.

See every use case

Call it in your language.

Copy a working request, or install a typed SDK. Same endpoint, same key.

const res = await fetch("https://api.apiverve.com/v1/benchmarkrate?rate=SOFR", {
  headers: { "x-api-key": "YOUR_API_KEY" },
});
const { data } = await res.json();
console.log(data);

One subscription, the whole global risk-free reference rates stack.

Every related API ships with your key — no separate plans, no extra keys, one bill.

See pricing
7APIs in this bundle
99.9%uptime SLA

Wire it into the tools you already run.

Ready-made recipes for Zapier, Make, and n8n — trigger on an event, and the data lands where your team works.

Google Sheets
Log Daily Benchmark Rates to Google Sheets
WhenScheduled daily trigger
ThenFetch benchmark rate for SOFR → append row with rate, name, value, date, and change1d to Google Sheets
Slack
Daily SOFR Update in Slack
WhenScheduled daily trigger
ThenFetch benchmark rate for SOFR → post name, value, change1d, and changeDirection to Slack channel
Airtable
Benchmark Rate Database in Airtable
WhenScheduled daily trigger
ThenFetch benchmark rate → create Airtable record with rate, name, value, currency, and region
Notion
Rate Monitoring Dashboard in Notion
WhenScheduled daily trigger
ThenFetch benchmark rate → create Notion entry with rate, name, value, date, and administrator
Salesforce
Benchmark Rate on Salesforce Opportunities
WhenNew opportunity created in Salesforce
ThenFetch benchmark rate for SOFR → add name, value, and date to opportunity notes
GitHub
Rate Data in GitHub Issues
WhenNew issue created in GitHub
ThenFetch benchmark rate for SOFR → add name, value, and date as issue comment
Browse all integrations

Questions about the API

What benchmark rates are available?
We provide SOFR (US Dollar), SONIA (British Pound), ESTR (Euro), TONA (Japanese Yen), and SARON (Swiss Franc). These are the primary risk-free rates that replaced LIBOR.
Why did LIBOR get replaced?
LIBOR was discontinued due to manipulation scandals and declining transaction volumes. The new rates are based on actual overnight transactions, making them more reliable and resistant to manipulation.
How often are the rates updated?
Rates are updated daily after publication by their respective administrators. SOFR is published by the NY Fed around 8:00 AM ET, and other rates follow their regional schedules.
What is SOFR used for?
SOFR (Secured Overnight Financing Rate) is used for pricing USD-denominated loans, derivatives, and other financial products. It is based on overnight Treasury repo transactions.
Are these rates suitable for loan calculations?
Yes, these benchmark rates are widely used for floating-rate loan pricing. Add your credit spread to the benchmark rate for total interest rate calculations.
Do you provide term rates (30-day, 90-day)?
Currently we provide overnight rates. Term SOFR and other forward-looking term rates may be added based on demand. Contact us for enterprise term rate access.

Start building with the Benchmark Rate API. Free tier, no card required — your key is live in minutes.

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The same key unlocks every other APIVerve endpoint — reach for them when you need them.

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